Monthly finance planner Terms of Use

Effective Date: 23rd August 2026

Introduction

These Terms of Use ("Terms") govern your access to and use of the Monthly finance planner mobile application (the "App") provided by Sandeep G ("we", "us", or "our"). By downloading, accessing, or using the App, you agree to these Terms.

Acceptable Use

You agree to use Monthly finance planner only for lawful purposes and in accordance with these Terms. You must not:

Use the App in any way that violates applicable laws or regulations
Attempt to interfere with the App's operation or security
Misuse budgeting, tracking, or reporting features
Enter or create content that is unlawful, harmful, or infringing

User Responsibilities

You are responsible for the accuracy of financial information you enter into the App, for maintaining the security of your device, and for ensuring that your use of Monthly finance planner complies with your personal or organizational policies.

Financial Data

Budget and transaction data entered into the App — including categories, limits, income, expenses, and generated summaries — is stored locally on your device. We do not collect or receive this information on our servers. You are responsible for reviewing financial data before relying on it for spending, tax, legal, or other decisions.

User Content

You retain responsibility for content you create or store in the App, including budgets, transactions, and notes. This content remains on your device and is not collected by us unless you choose to contact support or share it yourself.

Reports and Summaries

Reports and summaries generated by Monthly finance planner are based on the information entered into the App. We do not guarantee that generated reports are complete, accurate, or suitable for any particular tax, legal, or financial purpose unless explicitly stated otherwise.

Intellectual Property

The App, including its design, software, branding, and content provided by us, is owned by Sandeep G or its licensors and is protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the App except the limited right to use it as permitted here.

Third-Party Services

Monthly finance planner is designed to operate without transmitting your financial data to third-party analytics, advertising, or tracking services controlled by us. If you download the App through the Apple App Store, Apple's services may apply under Apple's own terms and policies.

Availability of the Service

We strive to keep Monthly finance planner available and functioning, but we do not guarantee uninterrupted or error-free operation. Features may change, be suspended, or be discontinued at any time.

Disclaimer

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, TO THE MAXIMUM EXTENT PERMITTED BY LAW. Monthly finance planner is a personal finance tool and does not provide financial, tax, or investment advice.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SANDEEP G WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA, PROFITS, OR BUSINESS OPPORTUNITIES ARISING FROM YOUR USE OF THE APP.

Termination

We may suspend or terminate access to the App if you violate these Terms or if necessary to protect the App, users, or our rights. You may stop using the App at any time by discontinuing use and uninstalling it from your device.

Changes to Terms

We may update these Terms from time to time. When we do, we will revise the effective date at the top of this page. Continued use of the App after changes become effective constitutes acceptance of the updated Terms.

Contact Information

If you have questions about these Terms, contact:

Developer: Sandeep G
Support: mail.sandlabs@gmail.com